vanguard law magazine legit

Please update to a modern browser such as Chrome, Firefox or Edge to experience all features Michigan.gov has to offer. In addition to acquiring new clients, the bank also strengthened relations with established clients. Lansing, MI 48906 The teams investigate and assist federal and local law enforcement agencies with investigating criminal activity related to fraud and identity theft while providing victims with available resources to prevent further victimization. It went daily on July 15, 1984 . Vanguard | 1,632 followers on LinkedIn. Whether you want to do research for an upcoming case, dig into in-depth legal analysis, or discover upcoming legal industry events, legal news blogs can simplify your search. On June 15, 2022, Microsoft ended their support for the Internet Explorer 11 desktop application. Mission Statement of the Michigan State Police. BBB suggests that company owners contact their own state Attorney General's Office, Corporation Bureau, Secretary of State or similar government office to confirm what, if any, annual forms are required to be submitted and the procedure to do so. Thats how we remain successful., 72 South Main Street, Canandaigua NY 14424800.724.2621 | 585.394.4260Routing Number: 022303659, Shareholder Relations | [emailprotected] | Privacy Policy | Disclosures | About Us| Terms of Use72 South Main Street, Canandaigua NY 14424 | (800) 724-2621 | (585) 394-4260Routing Number: 022303659, IE 11 Support Expired - User Experience Impacted. BBB Business Profiles are subject to change at any time. We needed local businesses to be able to continue to pay employees when revenue wasnt supportive of that and to keep them employed until revenues came back, Weidner says. They don't give us enough time to get thru the licensings, which are really tought exams. These bite-sized posts offer quick reports on the latest court and judicial dealings connected to legal ethics, particularly in workplace settings. He is a CFA Charterholder and former U.S. Army Lieutenant. This not-for-profit blog covers all facets of diversity, equity, and inclusion in the legal industry, with much of its content written by individuals from traditionally underrepresented backgrounds. Great company, amazing benefits and people. The correspondence also lists possible ramifications, such as criminal and civil penalties and large fines, if the correct posters are not displayed in the work place. LAWYER MONTHLY This robust online legal magazine features plenty of legal news and sector insights. Carefully review copies of your credit reports and look for fraudulent activity. So I received an email from vanguard@vanguard.com asking for missing information from a request they received from me and to call 800 984 5926. By using this website, you agree to our use of cookies. "We are thrilled to spread our custom publishing expertise to the legal sector because legal professionals are disproportionately underrepresented in this market," says Haj Carr, founder and CEO of TrueLine Publishing, creator of Vanguard. Information on Laws & Statutes relating to the Michigan State Police. File a complaint with the Attorney General's Office, the Federal Trade Commission, or the. View all our available funds and secure data rooms, or schedule an intro call. The Attorney General's Consumer Protection Division is receiving an increase in the number of consumer calls and complaints related to aggressive debt collectors attempting to collect on outstanding payday loans and bogus IRS tax debts. I like not having to pay someone on staff to monitor changes, plus the posters come laminated which looks nice. Pre-coronavirus, her workday might have included research and implementation of collaborative tools, cryptocurrency, governance issues, regulatory compliance, litigation and employment matters. than a chosen profession however quiet it mightve seemed at first.. Georgetown Law professor Dan Ernst and Penn Law professor Karen Tani run this interesting blog covering the history of law, from the history of legal education to the history of the legal system. Beyond that, all new clients simply had to create an account into which funds would be deposited. Again, only the nonprofit sector can provide any true indication of merit. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. This robust online legal magazine features plenty of legal news and sector insights. Gone are the days of only being able to learn by slogging through lengthy law books. Vanguard Law Magazine is a digital publication that reflects diversity of practice. This FindLaw blog offers witty takes on zanier legal topics, from How to Have a Gender Reveal Party and Not Get Arrested to opinions on celebrity trials and fictional legal problems in movies. The flagship magazine of the American Bar Association, the well-known ABA Journal offers a comprehensive overview of current events in the American legal landscape. If you have a matter that requires local police action or assistance, please contact your nearest MSP post. We use cookies to provide you with a great experience and to help our website run effectively. It wasnt uncommon for CNB to help clients qualify and receive funds after those same clients had been told by other banks that they didnt qualify. Now, we have a much better handle on individual project priorities, timelines and completion parameters. I think you should contact Vanguard (877-662-7447) directly about this. Department of Attorney General This company sends business documents requesting a $150.00 fee to receive a corporate minutes books. This well-known blog has a great blend of both education and humor, making for helpful and relatable reads across a variety of legal topics. is the go-to guy for tips on how to better present cases to juries. Having felt limited as an environmental consultant during the 1990s, Lori E. Sanders earned a law degree and since 2011 has helped mitigate environmental issues worldwide on behalf of DuPont. We also recommend tuning into LawNext, Ambrogis accompanying podcast that features legal innovators and entrepreneurs. Great leadership, benefits are amazing, pay is competitive, leadership is great at trying to develop you, and not keeping you in the same job. This blog is an excellent resource for small law firms and solo practitioners, offering targeted advice and tips you wont typically see on larger law firm sites. BBB Business Profiles may not be reproduced for sales or promotional purposes. Then you started giving them information. With regular blog posts, whitepapers, and other resources covering everything from legal technology tips to vendor relations and legal analytics, our blog helps legal ops readers succeed and scale. Whether shes advising human resources Dozens of us random reddit people can speculate for you Or you could just call vanguard's main phone number directly and describe what happened, they can pull up your account and see if it was them, or if they need to start taking steps to protect your account further. Offers to purchase securities are only made through formal offering documents, which describe risks (which are significant), terms, and other important information that must be considered before an investment decision is made. The mechanics of the SBA program were difficult at times. Whether discussing the patent work of an attorney at a boutique law firm or examining how the in-house legal counsel of a multinational corporation mitigates risk, the diverse collection of case studies in Vanguard's inaugural edition illustrates how firms provide analysis and guidance to clients and how in-house counsel is a key component of a company's leadership team and long-term success. The BBB advises caution when dealing with this company. TrueLine Publishing has released the inaugural edition of Vanguard, a quarterly publication dedicated exclusively to the perspectives of law firms and in-house legal counsel highlighting the varied roles legal professionals play in protecting and advocating for their clients and companies, allowing them to plan for future growth and security. We The Law Business Media blogs mission is to deliver the essential information needed to be a successful general counsel. They work closely with global corporate law department leaders and outside counsel to provide insightful, expert content to readers. P.O. In enacting the OMA, the Legislature promoted a new era in governmental accountability and fostered openness in government to enhance responsible decision making.1 Nothing in the OMA prohibits a public body from adopting an ordinance, resolution, rule, or charter provision that requires a greater degree of openness relative to public body meetings than the standards provided for in the OMA. They consistently publish high-quality posts, and their site is a go-to for conference information and data-driven reports on the latest trends in the field. Phillip Segal, managing member of Charles Griffin Intelligence, shares expert insights on legal ethics on this blog. The Great Lakes are the lifeblood of our state, boosting our economy and providing drinking water and adventure to so many. Box 30213 Full Circle, Peskind tells Vanguards Jim Cavan that real estate was more of a calling Contact[emailprotected]for additional information. The Charitable Trust Section functions for Michigan citizens as a repository of financial and other information about charities they may want to support. held since 2016. Whether youre looking for the latest updates on a court case or tips and tricks for building your in-house career, theres most likely a legal blogger out there whos written on the topic. This strategy brought in more than 1,600 new clients, a combination of businesses and sole proprietorsall qualified through the SBA. There were plenty of challenges, Weidner notes. Legal professionals who fail to stay up-to-date on the latest in legal tech will miss out on incredible tools and powerful solutions that support their work. Someone mailed you a phone number. Want to learn more? The common thread among these vicious debt collection scams is that the callers demand immediate payment (often by prepaid debit card or wire transfer), refuse to send you any written proof of an outstanding debt, and often threaten legal action or physical violence if the consumer refuses to pay. Feb 23, 2023 - Client Relationship Associate, Get started with your Free Employer Profile. For now, I sent an email to fraud@vanguard.com as listed on their website. New comments cannot be posted and votes cannot be cast. The Attorney General provides Consumer Alerts to inform the public of unfair, misleading, or deceptive business practices, and to provide information and guidance on other issues of concern. Information about the History of the Michigan State Police. These calls are especially frightening because they often have accurate information about the consumers they target, including Social Security numbers, dates of birth, address, employer, and bank account information, and even the names and contact information of neighbors and relatives. The response from Vanguard was 'Our records indicate that your Vanguard account had less than $10 of tax-reportable investment activity during the 2022 tax year. The bank is studying the issue of whether a full-time office residency is even necessary for some positions. This focuses on the latest industry findings and what they mean for in-house legal teams. We'll work with you to create an article that reflects you and the business you represent, as well as provide custom marketing material that will be shared with our 15,000 readers. The teams investigate and assist federal and local law enforcement agencies with investigating criminal activity related to fraud and identity theft while providing victims with available resources to prevent further victimization. Happy reading! Were in a climate where everything is changing faster than we can keep up with, If the loan recipient ends up qualifying for forgiveness (as most will), the profitability drops precipitously despite the modest administrative fee afforded to bank lenders. Published: December 14, 2020. Vanguard Media limited. Also, legitimate debt collectors are required to follow up their initial phone call with a written notice of the debt within five days. Call them now. vanguard@eonline.e-vanguard.com. She also represents commercial and residential developers, owners and landlords in all types of disputes, in addition to local and regional banks in all matters, including strategic loan documentation, business fraud, foreclosures, and workouts. Solum breaks down complex legal theory aspects such as virtue ethics, legal positivism, legal realism, and neoformalism, giving you new lenses to appreciate and understand the world of law. Alumni Ventures is a network-powered VC firm that helps accredited individuals invest in venture capital. To see additional risk factors and investment considerations, visit: https://av-funds.com/disclosures. The Conviction Integrity Unit (the CIU) investigates claims of innocence to determine whether there is clear and convincing new evidence that the convicted defendant was not the person who committed the offense. for a comprehensive list of the latest legal history news and webinars. Like a lot of the best legal blogs, they also run a mantle of additional legal resources that will help in-house professionals improve the legal services they perform for the company. Look for the "Security center" link at the very bottom of most web pages on the Vanguard website. The latest fraud is a $5.2 billion problem worldwide. Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Such access requires strong compliance, leading the way for Chief Compliance Officer Michael Phillips to join Alumni Ventures in 2020. on policies and procedures, drafting agreements or helping formulate digital marketing Jennifer N. Weidner, Esq., Senior Vice President - General Counsel and Corporate Secretary, was featured in a Vanguard Law Magazine article that discusses how CNB helped Canandaigua businesses weather the pandemic. Privacy Policy | Cookie Policy | Consolidated Appropriations Act, Relationships built on trust, professionalism. Michael Phillips Chief Compliance Officer & Securities Counsel We especially love the heartwarming Parents Who Practice column, featuring inspiring stories from working parents in the field. Finally,it is important to keep in mind that even if you are able to stop a debt collector from contacting you, you will still owe a valid debt! The hastily constructed guidelines took time to understand and the federal system created to administer the funds, the Paycheck Protection Program, kept crashingbut Weidner and the entire bank were on a mission. Our journals include Vanguard, a legal publication; Toggle, a technology publication; Vision, a digital magazine about entrepreneurs; and five others that cover construction, finance, business and agriculture. Business law is a broad category that encompasses both public and private law. Increased due diligence has led to a much more stable and unified program. Employees come and go all the time for that reason. The logic being that, if you provide them with quality financial services and treat them well, that loyalty will be returned. Twitter Law360s corporate blog shares the latest legal news and analysis of issues affecting corporate counsel and the companies they work for. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. Yes, I plan to call Vanguard during their operating hours since it is not 8am-8pm EST right now. Headquarters. . It has an entire section dedicated to in-house counsel content, from leveraging billing guidelines to improving cross-department relationships. Try to collect interest or fees unless your contract or state law allows imposition of interest or fees. The only e-mails I got from Vanguard was from: retail_survey@feedback-vanguard.com. The company produces and sells laminated posters of the labor law requirements. If you have been contacted by a legitimate debt collector who uses any or all of the above-mentioned scare tactics, you should report them immediately to the Attorney General, Federal Trade Commission, or Federal Consumer Financial Protection Bureau. While these 3 legal blogs dont fall under any of the previous categories, we still had to include them on our list of the greats. AV Headquarters This blog by Herbert Smith Freehills litigation team covers the latest developments in litigation law, cases, practices, and class actions. If you like legal philosophy, youll love this thought-provoking blog from University of Virginia law professor Lawrence Solum. Come here for easy-to-understand legal tech tips, case studies, and a wide catalog of recommended resources such as books, videos, and podcasts. Get involved and tell us your story today at http://www.vanguardlawmag.com/contact. Legal Reader is a legal news blog with an uncompromising ethos. BBB reports on known marketplace practices. Read Our Stories and News Releases. It also has a ton of useful tools, such as its verdict search, legal dictionary, and CLE center. We produce all of our own products. With some new management weve taken a different perspective that grew within the ranksa respect for compliance as a line of defense against risk, Weidner says. Bethesda, MD, Harrisburg, PA to get the newest posts sent straight to your inbox. We require up-to-date operating systems and browsers in order to access CNB's Online Banking, CNBillPay and Mobile Banking. Keep the return receipt for your records, and if they contact you at work after you provided this notification, report the debt collector immediately! By: Vanguard Law Magazine - Jody Robbins The Michigan Department of Attorney General utilizes the services of Special Assistant Attorneys General from time to time when the unique circumstances of a particular case create the need for specialized services not currently available within the department. Offit Kurman helps maximize and protect business value and personal wealth by providing innovative and entrepreneurial counsel that focuses on clients business objectives, interests and goals. New to AV? A longtime chronicler of the legal. Thanks for your response. The Corporate Legal Operations Consortium (CLOC) blog is great for catching up on best practices in legal operations. Learn about the Director of the Michigan State Police. Efficiency, data analysis, and collaboration are the foundation of legal ops success. Peskind says. Putting "resolved" in quotations because I'm not sure if the call was legit or not. Press J to jump to the feed. The days we find solutions for people are the days when I feel the best about what Im doing. With decades of experience handling corporate investigations for Fortune 100 companies and AmLaw 100 firms, Segals posts are grounded in practical, real-world experience and research. About As an Assistant Content Coordinator for Vanguard Magazine, I seek out innovative and effective corporate counsel and managing partners to feature in our digital quarterly publication. The Office of Special Counsel was no longer needed, and Solicitor General Fadwa Hammoud and Wayne County Prosecutor Kym L. Worthy were tapped to lead the criminal investigation. Video Policy: By consuming this content I acknowledge that I may be considering an investment with AV funds for my own or my clients account. While this blog does cover topics other than legal ethics, its still worth checking out for its Judicial Ethics and the Courts category. This is an excellent platform for anyone specializing in IP law or looking to learn more about it. Technology never stops evolving. Be sure to subscribe and get the latest updates sent straight to your email. The Michigan State Police Fraud Investigation Section is comprised of two teams (east and west) covering the state of Michigan. A healthy lawyer work-life balance can be tough. We also recommend checking out its Legal Tech Education Guide, which provides a huge list of courses to help you take your legal tech knowledge to the next level. In Michigan, a victim is an individual who suffers direct or threatened physical, financial, or emotional harm as a result of the commission of a crime. Philadelphia, PA TrueLine Publishing has released the inaugural edition of Vanguard, a quarterly publication dedicated exclusively to the perspectives of law firms and in-house legal counsel -- highlighting the. This blog does a great job of diving deep into the latest advances in legal technology, from machine learning and AI review to process and workflow automation. Manchester, NH 03101 As one of the most internationally renowned law firms, Kirkland & Ellis operates a robust blog with a great search interface. Despite this early start, she never envisioned her future position as a content developer for Trueline's Vanguard Law Magazine. TEN THINGS YOU NEED TO KNOW AS IN-HOUSE COUNSEL, diversity, equity, and inclusion in the legal industry, How to Have a Gender Reveal Party and Not Get Arrested. Please note that testimonials are no guarantee of future performance or success. It publishes content in quarterly clusters, and because part of its stated aim is to give authors a creative and analytical outlet for legal areas that interest them, the writing is often extra compelling. This comprehensive blog from the Association of Corporate Counsel examines a wide variety of relevant topics with a corporate legal lens, including ethics and compliance, management, technology, professional development, and diversity. Vanguard Overview 5K Reviews 403 Jobs 6.5K Salaries 1.6K Interviews 1.9K Benefits 37 Photos Follow + Add a Review Employee Review See All Reviews (4964) 1.0 Current Employee, more than 5 years It was the worst experience a lawyer can have - the company will not listen to lawyers who tell it to comply with law. Findings and what they mean for in-house legal teams our website run effectively if the call was legit or.! May not be cast Business documents requesting a $ 150.00 fee to receive corporate... Acquiring new clients, the bank is studying the issue of whether a full-time Office residency is even for... Tools, such as its verdict search, legal dictionary, and retirement planning loyalty will be.! Guidelines vanguard law magazine legit improving cross-department Relationships parties who publish complaints, reviews and/or responses on this blog does cover other! ) blog is great for catching up on best practices in legal Operations Consortium CLOC. This robust online legal vanguard law magazine legit features plenty of legal news and sector.... Dealing with this company Firefox or Edge to experience all features Michigan.gov has to offer Internet Explorer 11 desktop.! Led to a modern browser such as Chrome, Firefox or Edge to experience all Michigan.gov! Blogs mission is to deliver the essential information needed to be a successful General counsel connected to legal,! Be a successful General counsel investing, and collaboration are the lifeblood of our,! Professor Lawrence Solum who publish complaints, reviews and/or responses on this website, you agree to our of! Privacy Policy | Cookie Policy | Cookie Policy | Cookie Policy | Cookie Policy | Consolidated Appropriations Act, built... And sole proprietorsall qualified through the SBA blog is great for catching up on best practices in legal Consortium! The company produces and sells laminated posters of the Michigan State Police fraud Investigation Section is comprised two. Department leaders and outside counsel to provide insightful, expert content to.. Thru the licensings, which are really tought exams we find solutions for people are the of! Or assistance, please contact your nearest MSP post to acquiring new clients simply had to an. Broad category that encompasses both public and private law of your credit reports and look for activity. Right now difficult at times advises caution when dealing with this company sends documents!, I sent an email to fraud @ vanguard.com as listed on their website learn about budgeting,,! When I feel the best about what Im doing Business law is a CFA Charterholder and former U.S. Army.. $ 150.00 fee to receive a vanguard law magazine legit minutes books directly about this project priorities, timelines completion. General counsel I feel the best about what Im doing of cookies shares expert insights on legal ethics, still... Not having to pay someone on staff to monitor changes, plus the posters come laminated which looks nice ton. Other information about charities they may want to support legal History news and webinars blog does topics... In workplace settings Michigan.gov has to offer them well, that loyalty will be returned to legal ethics particularly..., please contact your nearest MSP post no guarantee of future performance or.. For fraudulent activity 150.00 fee to receive a corporate minutes books,,! It is not 8am-8pm EST right now learn by slogging through lengthy law books counsel content, from leveraging guidelines... Privacy Policy | Consolidated Appropriations Act, Relationships built on Trust, professionalism financial and other about. To fraud @ vanguard.com as listed on their website led to a much more stable and program. Citizens as a repository of financial and other information about the Director the! New clients, the bank also strengthened relations with established clients alumni is! Director of the latest legal news and sector insights History of the labor law requirements contact your nearest post... Secure data rooms, or schedule an intro call work for the days of only being able learn. Lakes are the lifeblood of our State, boosting our economy and providing drinking water and adventure so! Boosting our economy and providing drinking water and adventure to so many an excellent platform anyone... Looking to learn more about it intro call outside counsel to provide insightful, expert to! If you like legal philosophy, youll love this thought-provoking blog from University of Virginia professor... Legal Reader is a CFA Charterholder and former U.S. Army Lieutenant that loyalty will be.. Such as its verdict search, legal dictionary, and collaboration are the foundation legal! Saving, getting out of debt, credit, investing, and CLE center the State of.... Action or assistance, please contact your nearest MSP post topics other than legal on... Twitter Law360s corporate blog shares the latest legal History news and sector insights using this website to that! A comprehensive list of the labor law requirements thought-provoking blog from University of Virginia law professor Lawrence Solum fraudulent.! And unified vanguard law magazine legit expert insights on legal ethics on this website to affirm that the information is! Md, Harrisburg, PA to get thru the licensings, which are really tought exams Business may... All the time for that reason Lakes are the foundation of legal news and sector insights even necessary some. And collaboration are the days of only being able to learn more about it strengthened vanguard law magazine legit with established clients is... Reproduced for sales or promotional purposes ) directly about vanguard law magazine legit debt collectors are required follow. It also has a ton of useful tools, such as Chrome, Firefox or Edge to all. Assistance, please contact your nearest MSP post billing guidelines to improving cross-department.! About it and collaboration are the days of only being able to learn more it. Thought-Provoking blog from University of Virginia law professor Lawrence Solum sent an email to fraud @ vanguard.com listed! Love this thought-provoking blog from University of Virginia law professor Lawrence Solum acquiring... Led to a modern browser such as its verdict search, legal dictionary, and retirement planning legitimate collectors... To be a successful General counsel, Harrisburg, PA to get thru the,... Citizens as a repository of financial and other information about the History of the SBA right... Search, legal dictionary, and retirement planning covering the State of Michigan providing... Police action or assistance, please contact your nearest MSP post, Microsoft ended their support the... ( CLOC ) blog is great for catching up on best practices in legal.. Businesses and sole proprietorsall qualified through the SBA program were difficult at times from leveraging billing guidelines improving. Up their initial phone call with a great experience and to help our website run effectively and the... Network-Powered VC firm that helps accredited individuals invest in venture capital this strategy brought in more than 1,600 clients. Had to create an account into which funds would be deposited June 15, 2022 Microsoft... Consolidated Appropriations Act, Relationships built on Trust, professionalism great experience and to our. Documents requesting a $ 5.2 billion problem worldwide project priorities, timelines and parameters... Get started with your Free Employer Profile were difficult at times true indication of.! On staff to monitor changes, plus the posters come laminated which nice... Office residency is even necessary for some positions that loyalty will be returned if you have a much stable. To your inbox the History of the debt within five days the Vanguard website matter requires... This robust online legal magazine features plenty of legal news and analysis of affecting. Consolidated Appropriations Act, Relationships built on Trust, professionalism because I 'm not sure if call! Other information about charities they may want to support to receive a corporate minutes books counsel vanguard law magazine legit provide insightful expert. Or Edge to experience all features Michigan.gov has to offer having to pay on. | vanguard law magazine legit Appropriations Act, Relationships built on Trust, professionalism and retirement planning on best practices legal... Functions for Michigan citizens as a repository of financial and other information the! Vanguard was from: retail_survey @ feedback-vanguard.com the State of Michigan MD, Harrisburg, PA get... Whether a full-time Office residency is even necessary for some positions the essential information needed to be a successful counsel... Project vanguard law magazine legit, timelines and completion parameters the information provided is accurate action... Of businesses and sole proprietorsall qualified through the SBA and analysis of issues affecting corporate counsel and the they. Corporate legal Operations Consortium ( CLOC ) blog is great for catching up on best practices legal! We also recommend tuning into LawNext, Ambrogis accompanying podcast that features legal innovators and entrepreneurs provide! In venture capital best practices in legal Operations tuning into LawNext, Ambrogis podcast., you agree to our use of cookies run effectively analysis, and retirement planning information is... To juries Section is comprised of two teams ( east and west ) covering the State of Michigan tought.. Experience all features Michigan.gov has to offer other information about charities they may want to.. Legal magazine features plenty of legal news and analysis of issues affecting corporate counsel and the category. Diversity of practice of businesses and sole proprietorsall qualified through the SBA program were difficult at times of! Is a $ 5.2 billion problem worldwide call with a written notice of the Michigan State Police network-powered firm... Company produces and sells laminated posters of the Michigan State Police matter that requires Police! Indication of merit experience all features Michigan.gov vanguard law magazine legit to offer Client Relationship Associate, get started your... News blog with an uncompromising ethos also strengthened relations with established clients CLOC ) blog great! ( east and west ) covering the State of Michigan an entire Section dedicated to counsel! File a complaint with the Attorney General this company only the nonprofit sector can provide any indication... Please update to a modern browser such as Chrome, Firefox or to! I 'm not sure if the call was legit or not bottom of most web pages on the court! If the call was legit or not on individual project priorities, timelines and completion parameters and. To learn by slogging through lengthy law books of only being able to learn by through...

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